Kako i tekst navodi, duopol Vise i Mastercarda daje njihovim odlukama težinu, dok u isto vreme obe kompanije navode da je njihov vodeći princip lokalno zakonodavstvo. Sve dok ono zaostaje, finansijske institucije se navodno nalaze u teškom položaju: ili da budu „moralna policija”, kako to kaže jedan izvršni direktor, ili da praktično omogućuju prekršaje. Međutim, kritičari često postavljaju pitanje da li ovakve kompanije imaju prava da se uopšte mešaju, i u kojoj meri je aktivizam moguć kao aktivizam, kad ga vrši vitalni i gotovo nezaobilazni komad finansijske infrastrukture?
Banks and credit-card companies are finding themselves playing a bigger role in what is said and done in the public square—to their, and their customers’, discomfort.
Now the boundary of censorship is being extended further, into the pornography business. From October 15th adult websites worldwide will have to verify the age and identity of anyone featured in a picture or video, as well as the ID of the person uploading it. They will need to operate a fast complaints process, and will have to review all content before publication. These requirements are being imposed not by regulators but by Mastercard, a credit-card giant.
Websites can always choose not to work with Mastercard. But given that the company handles about 30% of all card payments made outside China, to do so would be costly. Visa, which manages a further 60% of payments, is also taking a firmer line on adult sites. And the trend goes beyond porn. In the shadier corners of the web, and in industries where the law is unclear or out of date, financial firms are finding themselves acting as de facto regulators.